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2026

San Diego Metro: Buyers Could See Lower Monthly Payments in 2026

San Diego–Chula Vista–Carlsbad, CA is projected to see a smaller monthly housing cost decline among the top 50 US metros in 2026. Monthly housing payments in the San Diego area are projected to fall 2.40% yearly, averaging ~$4,777/mo. Lower mortgage rates combined with modest home price growth are expected to reduce monthly housing costs. San Diego buyers...

Realtor.com 2026 Housing Forecast

In 2026, the U.S. housing market will see modest growth with mortgage rates averaging 6.3% and home prices rising 2.2%. Existing-home sales are expected to increase 1.7% to 4.13 million, while inventory grows nearly 9%, creating a more balanced market favoring buyers. Affordability improves as incomes outpace inflation, and rents decline, especially in the South and West. New construction offers...

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