A San Diego REALTOR® said timing the market rarely works for first-time buyers weighing current borrowing costs against the risk of stronger competition later. If a home fits your budget today, the San Diego guidance was simple: buy when ready and consider refinancing later if rates ease. Waiting for lower rates could backfire, the San Diego expert said, because...
Next week features key housing market research and economic data releases. Reports include the 2026 Hottest ZIP Codes, AI infrastructure's impact on housing near data centers, and the July Luxury Monthly Report. Existing-Home Sales data will reveal third-quarter market momentum, while July's consumer price index will show inflation trends. Freddie Mac’s mortgage rate survey will track rate...
Buying a house involves steps: assess finances, set a monthly payment limit including principal, interest, taxes, insurance, and fees, get preapproved, shop listings, make an offer with contingencies, complete inspection and appraisal, then close. Affordability depends on steady income, a 5-7 year stay, credit score (usually 620+), down payment (often 3-20%), and reserves. Compare loan types and lenders,...
A finance expert said California's median home price sits near $930K, while households need ~$212K yearly to compete, far above the typical ~$116K income. He argued the squeeze is real: steady jobs, respectable salaries, and years of savings still may not get many California families through the door. In the Bay Area, the same expert placed a typical home...
A new website lets San Diego buyers search public-record homes by address and join a waitlist before any listing, opening access in a tight market. Homeowners receive notice when buyers show interest, then can chat directly or through agents, helping them explore a sale gradually instead of deciding overnight. For young parents and median-income shoppers, the...
California homeowners with mortgages hold an average home equity of $627,000, more than double the national average of $310,500, ranking second only to Hawaii. The state’s total home equity across 6.6 million mortgaged homes is $4.1 trillion, about 23% of U.S. residential home equity. High equity provides financial security and flexibility, supported by limited housing supply due to strict zoning and...
Homes in Highlands, CA moved off the market at record speed from April to June 2026. The median days on market dropped dramatically, making this an exciting time for sellers. Quick sales signal strong demand and a competitive environment. Continue to full...
Chester, CA's housing inventory grew by 23% year-over-year from April to June 2026. This increase means buyers have more homes to choose from, while sellers benefit from a more dynamic market. The expanded selection is a positive sign for the community. Continue to full...
An industry group projected the 30-yr fixed mortgage rate would hold in the low-6% range through the rest of 2026 nationally for buyers. That outlook suggested borrowing costs would stay elevated, continuing to compress affordability for US households shopping the new-home market in the balance of 2026. Entry-level buyers faced the strongest pressure, with the...
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