San Diego’s median sale price reached ~$927K, with prices ↑~1% yearly and ↑~1% MoM, showing modest current movement rather than a sharp surge. Compared with Early-Q2 2019, San Diego’s median sale price is ↑~60%, reflecting a major long-term shift since pre-pandemic conditions for local buyers and sellers. National median prices reached ~$396K, ↑~2%...
First-time homebuyers should ensure readiness by assessing financial stability, credit score, and down payment ability while maintaining an emergency fund. Prioritize needs versus wants in a home, and work with a trusted, experienced real estate agent. Get pre-qualified for a loan to know your budget. Make a reasonable offer with your agent's help, and always conduct a professional home inspection...
California housing market is forecast to see modest growth in 2026, with sales rising about 2% and median prices reaching new record levels. Lower mortgage rates near 6% are expected to improve buyer affordability and support increased housing demand across the state. Inventory levels are projected to rise slightly, easing competition but not enough to shift the...
San Diego home prices are expected to continue rising through late 2026, though at a slower, more sustainable pace than previous years. Buyer demand remains strong, supported by lifestyle appeal and improving mortgage rates, keeping sales activity active through the rest of 2026. Limited housing inventory will continue to drive competition, with well-priced homes...
Homeowners insurance premiums in San Diego County have risen sharply, with a 41% increase from 2020 to 2024, averaging $1,333 annually for $300,000 coverage. Rising wildfire risks, insurers limiting coverage, inflation, and increased high fire hazard zones contribute to higher costs. Consumers are advised to shop around and use fire-resistant measures. New regulations and legislation may improve market...
U.S. home prices rose 0.32% in April, marking the strongest monthly gain in nearly two years and a 3.9% annualized rate. Annual growth accelerated to 0.9%. Ninety percent of markets saw price increases, led by the Northeast, while declines were in the South and West. First-time homebuyers made up over half of purchase loans in March. Q1 refinance lending hit a four-year high, and purchase loans closed at...
Recent mortgage demand showed momentum, with purchase applications ↑4% weekly and ↑7% yearly, signaling buyers are still active despite inflation concerns today. Overall applications, including refinances, ↑~2% recently as buyers looked beyond a hotter cost-of-living reading and changing mortgage rates for today’s purchase decisions. Federal inflation...
Historically, US home values averaged ~4% yearly appreciation since 1991, showing why ownership has often functioned as a long-term investment for many households. In Q1 2026, the national median existing single-family home price reached $404.3K, ↑0.5% yearly. Because appreciation is not guaranteed, location, local demand, condition, upgrades, and comparable...
This day honors the brave men and women who have sacrificed their lives to defend America's freedom.It became an official federal holiday in 1971. Americans observe Memorial Day by visiting cemeteries and memorials....
Becoming a first-time homeowner requires saving for a down payment, often between 3-20%, with a typical 5% on a $200K home being $10,000. Create a savings plan by cutting unnecessary expenses or adding side income. Protect against identity theft by using protection services, especially during the home buying process. Check your credit report early to correct errors and improve your score before applying...
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