In California, 18% of home transfers were inherited last year, double the national rate. This marks a rise from 8.7% thirty years ago, reflecting longer home tenures averaging 20 years versus 12 nationally. Factors include a property tax cap from Proposition 13, capital gains benefits on inherited homes, and a strong culture of keeping property within families, making homeownership more reliant on...
Home equity line of credit (HELOC) rates dropped to 7.18%, the lowest in over three years, while five-year home equity loan rates fell to 7.84%. These rates remain lower than credit card and personal loan rates due to home collateral. Federal Reserve policy and inflation expectations primarily influence rates. Homeowners' equity stakes rose 142% since 2020, though equity declined in 2025. HELOC...
Inherited homes were 17.5% of CA property transfers last year, nearly 1 in 5. That share was more than double the 8.8% rate across the rest of the US. 30 years ago, inherited homes were 8.7% of CA transfers; 2025 marked a new high. CA owners stay longer: 20 years avg tenure vs 12 years US, leading to more homes passed down. Proposition 13 caps property-tax...
For first-time homebuyers, the process can be daunting, but following key steps can simplify it. Start by ensuring your credit is in good shape, as a higher score eases financing. Save for a down payment, typically 3.5% for FHA loans or 5% for conventional loans. Seek recommendations for qualified housing professionals and educate yourself on the home buying process, including costs like insurance and...
January 2026 monthly avg: bottom $387,109; starter $649,371; mid $904,483. High tier $1,465,582; luxury $3,860,060 in San Diego. San Diego median household income is $115,745. Nationwide prices are lower: bottom $125,384; starter $260,000; mid $375,000. Nationwide high $581,000; luxury $1,341,493; median household income $87,934....
The U.S. green building materials market is projected to exceed USD 154 billion by 2033, driven by sustainable construction practices, environmental concerns, and regulatory pressures. Demand for eco-friendly products like recycled steel, sustainable concrete, and low-VOC paints is rising, supported by government incentives and stricter codes. Growth is fueled by technological advances and increased...
Mortgage rates have dropped to multiyear lows around 5.98-5.99%, benefiting first-time homebuyers and the spring housing market. Improved mortgage spreads have been key, preventing rates from staying above 7% despite low 10-year yields. The 10-year yield remains under 4%, supporting lower rates. Inventory is up, prices are stable, and mortgage spreads are near normal, creating favorable conditions for...
Spring 2026 marks the first season in three years where typical buyers have more budget room than sellers' asking prices, with national house-buying power at $417,000 surpassing the $396,000 median list price. This shift follows easing mortgage rates below 6% and income growth outpacing price gains. However, a true market rebound depends on increased supply meeting demand, as list prices adjust...
U.S. housing faces affordability challenges, limited supply, fluctuating interest rates, and evolving investor regulations in 2026. President Trump’s 2026 Executive Order restricts large institutional investment in scattered-site single-family rentals (SFR). Build-to-Rent (BTR) offers investors a scalable alternative while increasing overall housing supply...
Slide 1: The 2026 housing market started sluggish, with buyers cautious and sales activity slowing. Slide 2: Homes now take about 64 days to sell, the slowest pace in six years. Slide 3: Affordability is slowly improving as mortgage payments fall and wages continue rising. Slide 4: Meanwhile, new listings are increasing as more homeowners accept slower...
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