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May 2026

Discover How Homeowners Insurance Can Be Affordable for You

Homeowners insurance premiums in San Diego County have risen sharply, with a 41% increase from 2020 to 2024, averaging $1,333 annually for $300,000 coverage. Rising wildfire risks, insurers limiting coverage, inflation, and increased high fire hazard zones contribute to higher costs. Consumers are advised to shop around and use fire-resistant measures. New regulations and legislation may improve market...

Report: April Home Prices Posted Strongest Monthly Gain in Nearly Two Years

U.S. home prices rose 0.32% in April, marking the strongest monthly gain in nearly two years and a 3.9% annualized rate. Annual growth accelerated to 0.9%. Ninety percent of markets saw price increases, led by the Northeast, while declines were in the South and West. First-time homebuyers made up over half of purchase loans in March. Q1 refinance lending hit a four-year high, and purchase loans closed at...

US Buyers Push Past Inflation Fears

Recent mortgage demand showed momentum, with purchase applications ↑4% weekly and ↑7% yearly, signaling buyers are still active despite inflation concerns today. Overall applications, including refinances, ↑~2% recently as buyers looked beyond a hotter cost-of-living reading and changing mortgage rates for today’s purchase decisions. Federal inflation...

Home Appreciation Builds Wealth Over Time

Historically, US home values averaged ~4% yearly appreciation since 1991, showing why ownership has often functioned as a long-term investment for many households. In Q1 2026, the national median existing single-family home price reached $404.3K, ↑0.5% yearly. Because appreciation is not guaranteed, location, local demand, condition, upgrades, and comparable...

How to Say Goodbye to Renting and Hello to Home Ownership

Becoming a first-time homeowner requires saving for a down payment, often between 3-20%, with a typical 5% on a $200K home being $10,000. Create a savings plan by cutting unnecessary expenses or adding side income. Protect against identity theft by using protection services, especially during the home buying process. Check your credit report early to correct errors and improve your score before applying...

Sellers See Profitable Spring Opportunity

A survey found 74% said now was a good time to sell, while 83% expected asking price or more in Early-Spring. Most potential sellers expected a quick deal. About 75% anticipated selling within 4 mo, including 27% expecting a sale within 1 to 2 mo. The typical home spent 57 days on market, reinforcing seller confidence that listings could still move relatively...

Affordability Reshapes Who Can Buy

Nationally, management and business workers remained most likely to own homes, while service workers had the lowest rates despite posting the biggest 10-yr gain. In >60% of metro areas, the top homeowning occupation changed since 2014, showing local housing costs and job markets increasingly shaped ownership chances. Management and financial workers held near...

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