Rising climate risks in California are driving home insurance costs to new highs, affecting housing stability. Sellers in high-risk areas are advised to offer financial credits or make climate-resilient upgrades to attract buyers....
Rising climate risks in California are driving home insurance costs to new highs, affecting housing stability. Sellers in high-risk areas are advised to offer financial credits or make climate-resilient upgrades to attract buyers....
Refinancing can help lower monthly mortgage payments in California’s competitive housing market. A rate and term refinance can reduce payments by securing a lower interest rate or adjusting the loan term....
Recent brush fires and expected Santa Ana winds have heightened concerns among homeowners in San Diego County regarding home insurance. Insurance companies have been canceling or not renewing policies across California due to increasing wildfire risks. In 2021, approximately 86,000 home insurance policies were not renewed in San Diego County, representing about 13% of the market. With ongoing droughts,...
San Diego tops California’s rental market with the highest average rent of $3,175/month. High demand and desirable location drive San Diego’s rental prices above San Francisco and Los Angeles....
Multiple wildfires in Los Angeles County have resulted in at least five fatalities and forced thousands to evacuate. The fires remain 0% contained, with over 1,000 structures destroyed. Homeowners are advised to prioritize safety, contact their insurers promptly, document damage, and keep records of expenses. They should also be cautious of scams and consider filing complaints with the California...
Evaluate liability and property coverage requirements to safeguard against accidents or injuries and restore your assets. Consult your realtor and lender for personalized insurance recommendations aligned with your home and loan specifics....
California cities lead the nation in single-family rental price increases in Q3 2024. Nationwide single-family rents ↑ 3%, but California saw higher surges in rental prices....
Check if you meet the typical requirements: 620+ credit score, stable income, and consistent employment history. Look for lenders or mortgage brokers who work with non-QM wholesale lenders; they can connect you with options....
San Diego sees ↓ 12.1% seasonal change in home prices, from peak summer to winter months, based on a 10-yr avg. The seasonal change in San Diego home prices is higher than the US avg of 11.5%....
California's severe housing shortage, driven by stagnant development, has reached a crisis point. Only 99,000 housing permits were issued in 2024, falling to 0.67% growth, far below the 1% U.S. average....
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