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January 2025

How to Ensure You Have Home Insurance

Recent brush fires and expected Santa Ana winds have heightened concerns among homeowners in San Diego County regarding home insurance. Insurance companies have been canceling or not renewing policies across California due to increasing wildfire risks. In 2021, approximately 86,000 home insurance policies were not renewed in San Diego County, representing about 13% of the market. With ongoing droughts,...

Insurance claim tips for homeowners affected by Southern California wildfires

Multiple wildfires in Los Angeles County have resulted in at least five fatalities and forced thousands to evacuate. The fires remain 0% contained, with over 1,000 structures destroyed. Homeowners are advised to prioritize safety, contact their insurers promptly, document damage, and keep records of expenses. They should also be cautious of scams and consider filing complaints with the California...

Where to Get a Non-QM Loan

Check if you meet the typical requirements: 620+ credit score, stable income, and consistent employment history. Look for lenders or mortgage brokers who work with non-QM wholesale lenders; they can connect you with options....

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