Recent brush fires and expected Santa Ana winds have heightened concerns among homeowners in San Diego County regarding home insurance. Insurance companies have been canceling or not renewing policies across California due to increasing wildfire risks. In 2021, approximately 86,000 home insurance policies were not renewed in San Diego County, representing about 13% of the market. With ongoing droughts, there are fears about future insurance availability and costs, prompting discussions on building practices and locations in California.
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