Insurance claim tips for homeowners affected by Southern California wildfires

Multiple wildfires in Los Angeles County have resulted in at least five fatalities and forced thousands to evacuate. The fires remain 0% contained, with over 1,000 structures destroyed. Homeowners are advised to prioritize safety, contact their insurers promptly, document damage, and keep records of expenses. They should also be cautious of scams and consider filing complaints with the California Department of Insurance if claims are mishandled. As insurance rates rise and companies exit California, many homeowners may find themselves underinsured.