fbpx

Call/Text Steve
(619) 269-5030

October 2025

What NOT To Do Before Closing on a House

First-time home buyers should avoid several common mistakes after mortgage pre-approval to ensure a smooth closing process. Key actions to avoid include changing jobs, purchasing a new car, making late payments, and opening new bank accounts. It's also crucial not to spend down payment funds, offer more than the appraised value for a home, close debt accounts, co-sign new loans, skip home...

San Diego-Chula Vista-Carlsbad Home Prices Drop in Early-Fall

Slide 1: Median home price $948,500 in San Diego-Chula Vista-Carlsbad, dropping 4.9% year-over-year, buyers getting rare relief. Slide 2: 19.7% of homes saw price cuts, helping motivated buyers enter the market. Slide 3: Active listings jumped 25.6% YoY, increasing options for home hunters. Slide 4: Coastal demand remains strong despite price reductions, keeping...

How Will San Diego Housing Respond?

San Diego’s housing market shows strong reliance on mortgage-financed ownership. Declining borrowing costs are expected to reignite buyer demand in the area. Younger, mobile residents contribute to higher sensitivity to financial changes. Real Estate activity may accelerate with affordability gains from rate cuts. Sellers could benefit from renewed...

Top 10 Tips for First-Time Homebuyers

First-time homebuyers should identify their current and future needs, understand the true cost of homeownership including taxes and maintenance, and start saving early for down payments and closing costs. Building and managing credit wisely is crucial. Research mortgage options and get preapproved before house hunting. Take time to make informed decisions, negotiate offers, and prepare thoroughly for...

Honoring the Significance of Indigenous Day

Indigenous Peoples’ Day celebrates, recognizes, and honors the beautiful traditions and cultures of the Indigenous People We take a stand for and support the indigenous people on this day. We should also offer our support to those who invest and uplift the indigenous communities....

Buy San Diego Homes Before 2026 Price Jumps

Slide 1: San Diego home prices expected to grow 3–5% through 2026, signaling a more balanced market. Slide 2: Mortgage rates may decline to 5.9% by 2026, improving buyers' power. Slide 3: Rising listings and improved inventory offer buyers greater negotiating power in San Diego’s housing market. Slide 4: Long-term investment remains strong due to...

Mistakes First-Time Homebuyers Should Avoid

Buying a home is a major investment, and avoiding common mistakes is essential. Key errors include delaying lender contact, buying while in debt, and careless credit use. First-time buyers often wrongly assume a 20% down payment is necessary, overlooking government-insured loans. Rushing, ignoring extra costs, and neglecting neighborhood considerations can lead to regret. Conducting inspections,...

Compare listings

Compare