The recent fires in Southern California emphasize the importance of insurance in safeguarding lives and finances. Insurance not only protects homes but also replaces lost income, supports during travel, and manages long-term care costs. Regular reviews of insurance needs are essential as life circumstances change, such as marriage or retirement. Key benefits include asset protection, cost-effective risk management, enhanced financial security, and the ability to build a financial legacy. It's crucial to assess insurance coverage to ensure adequate protection against unexpected challenges.
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