Kin, a digital home insurance provider, has expanded its services to California, offering coverage in a state facing a shortage of insurance options due to traditional insurers withdrawing amid increasing wildfire risks. With nonrenewal rates tripling, many residents have turned to the California FAIR Plan. Kin aims to address these challenges with a customizable approach, leveraging technology and data to provide accurate assessments of property resilience. The company focuses on maintaining direct relationships with customers to enhance service and support during catastrophic events.
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