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2026 Mid-Year Housing Market Review: Mortgage Rates, Inventory & Home Prices

Mid-2026 housing market trends show fluctuating mortgage rates, with 30-year rates briefly dipping below 6% before rising again. Housing inventory has increased, easing competition and improving buyer options. Home prices remain stable, preserving homeowner equity. Buyers are advised to focus on budget, financing, and long-term goals rather than timing the market. An annual mortgage review is recommended to adapt to changing financial needs.

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