When managing finances, consider your financial goals and evaluate the debt avalanche and debt snowball methods. These strategies can help you prioritize debts, improve your relationship with debt, and establish savings. Determine whether paying off small debts motivates you or if you're more focused on interest impacts. Paying off high-interest loans can enhance your credit score, leading to higher...
Slide 1: Late fall buyers are serious, motivated, and eager to close before the holiday season begins. Slide 2: Seasonal staging with cozy décor, soft lighting, and subtle aromas creates emotional buyer connections. Slide 3: Practical updates like heating checks, fresh paint, and polished fixtures boost buyer confidence quickly. Slide 4: Competitive...
Home Price Index (Sep 2025): ~$989K Peak Home Price Index: ~$1M Growth: ↑ 0.1% MoM and ↓ 0.7% yearly National Home Price Index: ~$434K National Growth: ↑ 0.08% MoM and ↑ 1.2% yearly...
Prep Early: Complete exterior maintenance—fix gutters, repaint, rake leaves, and brighten windows before cold weather limits improvements. Warm and Welcoming: Keep interiors cozy and decorated; personal touches help buyers imagine themselves living there. Avoid Neglect: Maintain curb appeal, keep utilities on in vacant homes, and price realistically to...
Slide 1: San Diego’s median home price dropped to $866K in September — a big month-to-month fall. Slide 2: Listings fell 3.6% from last month, a sharper dip than usual for this time of year. Slide 3: Price per square foot slipped 0.9%, slightly worse than the national 0.8% decline. Slide 4: There were 2,173 homes for sale, down monthly but still...
Self-employed individuals can qualify for a home loan, but they may face additional challenges in proving income stability. To improve approval chances, consider non-conforming loans, make larger down payments, raise credit scores, and lower debts. Lenders require documentation like tax returns and business licenses. It's essential to shop around for lenders familiar with self-employment....
Purchasing a first home involves securing a mortgage with a favorable interest rate, which can lead to significant long-term savings. First-time homebuyers can improve their chances by strengthening their credit profile, saving for a larger down payment, shopping around for lenders, considering different loan types, timing their rate lock, and working with knowledgeable mortgage professionals. These...
Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day. In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints. Soon, All Saints' Day incorporated some traditions of Samhain and the evening before was known as All Hallows Eve,...
San Diego–Chula Vista–Carlsbad, CA renters spent 31.5% of their income on rent in September 2025. The median asking rent was $2,703, about 5% higher than the maximum affordable rent of $2,577. Affordability improved significantly by 3.4 percentage points from 2024, the largest gain among major metros. Income growth helped offset rent costs, easing the burden...
• Active listings in Sep: ↑ 25.6% yearly • Active listings nationally: ↑ 17% yearly • Median list price: ~$949K, ↓ 4.9% yearly • Median days on market: 9 • Price reduced share: 19.7%, ↑ 1.3 pps...
Compare listings
Compare