To all great Americans around the world, a very Happy Fourth of July to you all. This day is incredibly significant as the day the United States officially became its own nation. Let’s celebrate America’s birthday with festivals, parades, fireworks and other festive activities.The 4th of July marks the day America became a country where people have a...
Hawaii ranked first with 31.8% of households spending > 30% on housing. Hawaii is also the most expensive state to buy a home, attributed to limited land for development. Other states with high percentages of homeowners with housing cost burdens: California: 29.7% New Jersey: 28.5% New York: 26.4% Connecticut: 26.2% Massachusetts: 25.5% Florida:...
The down payment on a home is a percentage of the property's price paid for in cash upfront. Conventional loans require a minimum down payment of 3 percent, while FHA loans require 3.5 percent. VA loans and USDA loans don't require a down payment. In April 2023, 40% of respondents cited the inability to afford a down payment and closing costs as a hurdle to homeownership. Most states and...
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