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2025

Op-Ed: Rules and red tape won’t fix the housing crisis

San Diego County cities have added local Tenant Protection Ordinances (TPOs) on top of state law AB 1482, creating a confusing patchwork of rules that burden small housing providers. These overlapping regulations discourage investment in rental housing, worsening the housing shortage and hurting renters. Solutions should focus on expanding rental assistance, easing building barriers, and fostering...

Cities with the fastest-growing home prices in the San Diego metro area

Home prices in the San Diego metro area continue to rise despite slower growth due to higher mortgage rates. Rancho Santa Fe leads with a typical home value of $4.3M, up 4.3% in one year and 78.5% over five years. Other cities with notable increases include Solana Beach, Encinitas, Carlsbad, and Pala, all showing significant price gains and high home values, reflecting ongoing demand amid limited...

San Diego County poised to surpass state housing goals, new report shows

San Diego County has met 84% of its state-mandated housing goal with 5,645 permits issued toward 6,700 units and 4,500 more in the pipeline. Affordable housing development has increased fivefold since 2021. Policies to streamline development include faster plan reviews and support for accessory dwelling units. Challenges remain in low-income housing, with concerns over costs, litigation, and state...

Carlsbad Saw a 25% Drop in Home Prices in Q1 2025

Home prices have been dropping in several U.S. markets over the past year. In some ZIP codes, values have fallen by as much as 25% in 12 months. Carlsbad, California (ZIP code 92009) saw a major drop in home prices. The median list price was $1,199,000 in Q1 2025, ↓ 25% yearly. Areas that experienced rapid price increases are now facing market...

Top Tips for Reducing Commercial Insurance Costs in California

Managing commercial insurance costs is vital for California business owners. To cut expenses while maintaining coverage, assess risks and implement safety measures. Regularly review insurance needs to avoid underinsurance or overinsurance. Bundling policies may offer discounts. Collaborating with an experienced agency can provide tailored advice. Inquire about discounts and consider higher deductibles...

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