2026

San Diego recently opened round eight, making $15M available to help affordable housing developments close funding gaps and move toward construction faster. $10M is restricted to new housing, site improvements, and construction, while $5M can support construction, acquisition, or rehabilitation for very low income households. The program has advanced ~3K...

On June 2, 2026, San Diego voters rejected an annual Empty Homes Tax on non-primary residences left vacant for >182 days in a calendar year. Had it passed, qualifying residences would have faced an $8K charge in the first year and a $10K charge in later years. The proposal also targeted empty residences owned by corporate entities, adding annual surcharges...

San Diego's housing market has limited homes for sale, high prices, low sales, and low turnover, so supporters say more for-sale condos could help. Supporters say the defect law lets buyers sue before builders can fix issues, and lawsuit risk has slowed San Diego condo and townhome building. The housing plan backs cottages, duplexes, and townhomes, yet...

San Diego placed No. 32 nationally for retirement and ranked second among California cities, making it one of the state's stronger options for retirees. The ranking considered four core categories: affordability, activities, quality of life, and healthcare, key factors for retirees choosing where fixed-income budgets can stretch. San Diego benefited from the...

In Southern California, some homeowners under financial pressure may benefit from staying and refinancing, while others may gain more flexibility by selling and rightsizing. A Southern California REALTOR® says rightsizing can help protect built-up equity and redirect it toward another home, debt reduction, emergency reserves, or stronger retirement...

As someone who has spent a lifetime exploring San Diego’s neighborhoods and helping clients navigate our ever-evolving real estate landscape, I know firsthand that affordability remains the city’s greatest housing challenge. Even as price growth has moderated, homeownership here still requires a significant financial commitment. Zillow’s latest numbers show...

In reviewing the latest housing data, I’m seeing new listings up by 0.4%—the highest level since April—and the total homes for sale have climbed 0.5%, marking the highest inventory since May. Yet, it’s clear that high costs and mortgage rates hovering near 6.65% are giving buyers pause, with pending home sales dipping 1.1% to a six-month low. As someone deeply committed to guiding clients through...

We're seeing a noticeable shift in the housing market, with home sellers across the country adjusting their expectations. In August, the median listing price per square foot dropped by 1.8% year-over-year, especially in cities that experienced rapid growth during the pandemic. High mortgage rates and increased inventory are influencing this trend. While these national figures are striking, every...

San Diego is allocating $15 million in the eighth round of the Bridge to Home program to support affordable housing development. Since 2021, the program has advanced nearly 3,000 affordable homes across 30 projects, with 676 completed and 1,557 underway or approved. Funding includes redevelopment and state housing allocation funds targeting low-income households. Projects are evaluated on feasibility and...

The Federal Reserve has just increased its key rate by 0.25%, bringing it to a range of 3.75%–4%. This is the first rate hike we’ve seen since July 2023, and officials have indicated the possibility of another adjustment later this year, as inflation continues to outpace their 2% target. The next Fed meeting is scheduled for October 27–28, 2026, where...