Slide 1: San Diego’s median home price dropped to $866K in September — a big month-to-month fall. Slide 2: Listings fell 3.6% from last month, a sharper dip than usual for this time of year. Slide 3: Price per square foot slipped 0.9%, slightly worse than the national 0.8% decline. Slide 4: There were 2,173 homes for sale, down monthly but still...
Self-employed individuals can qualify for a home loan, but they may face additional challenges in proving income stability. To improve approval chances, consider non-conforming loans, make larger down payments, raise credit scores, and lower debts. Lenders require documentation like tax returns and business licenses. It's essential to shop around for lenders familiar with self-employment....
Purchasing a first home involves securing a mortgage with a favorable interest rate, which can lead to significant long-term savings. First-time homebuyers can improve their chances by strengthening their credit profile, saving for a larger down payment, shopping around for lenders, considering different loan types, timing their rate lock, and working with knowledgeable mortgage professionals. These...
Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day. In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints. Soon, All Saints' Day incorporated some traditions of Samhain and the evening before was known as All Hallows Eve,...
San Diego–Chula Vista–Carlsbad, CA renters spent 31.5% of their income on rent in September 2025. The median asking rent was $2,703, about 5% higher than the maximum affordable rent of $2,577. Affordability improved significantly by 3.4 percentage points from 2024, the largest gain among major metros. Income growth helped offset rent costs, easing the burden...
• Active listings in Sep: ↑ 25.6% yearly • Active listings nationally: ↑ 17% yearly • Median list price: ~$949K, ↓ 4.9% yearly • Median days on market: 9 • Price reduced share: 19.7%, ↑ 1.3 pps...
First-time home buyers should avoid several common mistakes after mortgage pre-approval to ensure a smooth closing process. Key actions to avoid include changing jobs, purchasing a new car, making late payments, and opening new bank accounts. It's also crucial not to spend down payment funds, offer more than the appraised value for a home, close debt accounts, co-sign new loans, skip home...
Visit Real Estate offices early and ask questions to gauge their professionalism and fit. Understand seller motivations to make offers with attractive terms that could win deals....
Slide 1: Median home price $948,500 in San Diego-Chula Vista-Carlsbad, dropping 4.9% year-over-year, buyers getting rare relief. Slide 2: 19.7% of homes saw price cuts, helping motivated buyers enter the market. Slide 3: Active listings jumped 25.6% YoY, increasing options for home hunters. Slide 4: Coastal demand remains strong despite price reductions, keeping...
San Diego’s housing market shows strong reliance on mortgage-financed ownership. Declining borrowing costs are expected to reignite buyer demand in the area. Younger, mobile residents contribute to higher sensitivity to financial changes. Real Estate activity may accelerate with affordability gains from rate cuts. Sellers could benefit from renewed...
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