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Unlocking Homeownership: Strategies to Afford a Down Payment

Saving for a down payment can be challenging for prospective homebuyers, but it is achievable with careful planning. Key strategies include setting a realistic savings goal, creating a dedicated savings account, developing a budget, automating savings, and using windfalls to boost funds. Reducing debt, exploring down payment assistance programs, increasing income, and considering co-buying options can...

San Diego Home Prices Falling?

Home sales in San Diego County rose 1.3% in August from July but fell 0.6% year-over-year. The median home price dropped to $1.02 million from $1.04 million the previous month, slightly up from $1.01 million a year ago. Statewide, sales increased 0.9% from July, with a median price of $899,140, up 1.7%. A recent decline in mortgage rates may boost homebuying activity. Continue to full...

Why Buyers Target San Diego Homes

San Diego ranks second for US home ownership desirability. Records 216.7 buyer searches per available home. Average property size is 1,467 sq ft. Maintains strong demand despite tight market conditions. Buyers drawn by job market strength and lifestyle....

Looking to buy a home in today’s turbulent market? How to improve your odds — and save yourself thousands

Improving your credit score is crucial for homebuyers facing rising prices and competitive financing. A higher score leads to lower mortgage interest rates, reducing monthly payments and total interest, allowing you to afford a larger home. Key factors include payment history, amounts owed, and credit length. Check credit reports for errors, pay bills on time, keep balances low, and avoid excessive new...

California Housing Soars 45% in Five Years

California’s median home price reached $650,000 in mid-2025, a 45% increase since 2020. Compounded annual growth over five years is approximately 7.7%, showing sustained price appreciation. Inventory levels are low, around 3.5 months, indicating a tight seller’s market. Mortgage rates near 7% have tempered buying power but not reversed overall price...

Everything you need to know about Escrow

Escrow involves an impartial third party holding items of value, such as earnest money or documents, during a real estate transaction until specific conditions are met. It can refer to the initial deposit, an escrow account for taxes and insurance, or the closing process overseen by an escrow officer. Funds may be held back in escrow after ownership transfers for various reasons, such as repairs or...

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