Check if you meet the typical requirements: 620+ credit score, stable income, and consistent employment history. Look for lenders or mortgage brokers who work with non-QM wholesale lenders; they can connect you with options....
San Diego sees ↓ 12.1% seasonal change in home prices, from peak summer to winter months, based on a 10-yr avg. The seasonal change in San Diego home prices is higher than the US avg of 11.5%....
California's severe housing shortage, driven by stagnant development, has reached a crisis point. Only 99,000 housing permits were issued in 2024, falling to 0.67% growth, far below the 1% U.S. average....
Expensive properties don't always yield strong cash flows or significant appreciation due to high costs. Small property owners face zoning laws, tenant protections, and costly property modifications alike....
The real estate market in the U.S. remains competitive, with home values rising despite slowing growth due to increasing mortgage rates. As of November, the typical home value was $358,761, up 2.3% from the previous year. In California, cities like Los Angeles and San Diego are experiencing significant price increases, with typical home values reaching over $1 million and annual price changes exceeding...
Starting January 1, 2025, new laws in California aim to provide economic relief and improve consumer protections. Key measures include limiting excessive banking fees, capping security deposits to one month’s rent, and allowing paid family leave without exhausting vacation time. Additionally, laws simplify subscription cancellations, ensure full return of security deposits, and enable renters to build...
The Southern California housing market is currently experiencing mixed trends. Home sales have decreased significantly by 16.5% month-over-month, though there is an 8.7% increase year-over-year. Prices have seen a modest rise of 3.1% compared to last year, with the median price at $850,000, but a slight drop of 1.7% from October. Limited housing supply continues to create competition, while rising...
New compliance forms for 2025: Essential updates for California landlords to navigate evolving rental regulations. Key change: AB 2747 requires landlords with 15+ units to report rental payments starting April 2025....
California's population ↑ 31%, but housing units increased just ↑ 33% from 1990 to 2024. Housing costs surged: home values ↑ 56%, rents ↑ 39%, making California one of the most expensive states....
California Senate Bill 1103 grants new protections to small businesses, nonprofits, and microenterprises starting January 2025. Qualified commercial tenants must provide written self-attestation of eligibility before lease execution and annually thereafter....
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