2026

U.S. housing faces affordability challenges, limited supply, fluctuating interest rates, and evolving investor regulations in 2026. President Trump’s 2026 Executive Order restricts large institutional investment in scattered-site single-family rentals (SFR). Build-to-Rent (BTR) offers investors a scalable alternative while increasing overall housing supply...

Slide 1: The 2026 housing market started sluggish, with buyers cautious and sales activity slowing. Slide 2: Homes now take about 64 days to sell, the slowest pace in six years. Slide 3: Affordability is slowly improving as mortgage payments fall and wages continue rising. Slide 4: Meanwhile, new listings are increasing as more homeowners accept slower...

First-time homebuyers should save for a down payment, typically 20%, and budget for additional costs like fees, moving, and furniture. Choose a neighborhood that fits long-term needs, prioritize must-haves, and get a home inspection to avoid surprises. Use a mortgage calculator to stay within budget, explore financing options, and spend time in the neighborhood at different times to ensure it suits your...

San Diego homes sold for a median price of ~$970K in January, ↑ 3.2% yearly. The market is very competitive, with homes receiving 3 offers on avg. Median days on market increased to 43, ↑ 6 days yearly. A total of 567 homes sold in January, ↓ 11.0% yearly. Price per sq ft decreased to ~$678, ↓ 1.6% yearly....

Nearly 18% of California home transfers are now through inheritance, a record high and double the national rate. This trend limits housing supply in an expensive market, as younger buyers rely more on family wealth. Long-term ownership is encouraged by property tax laws and capital gains tax benefits on inherited homes, reducing sales and resale inventory. This dynamic supports high prices but slows...

In January 2026, California's housing market cooled with closed sales down 10.8% from December and median home prices dropping 3.2% to $823,180, the lowest in nearly two years. Inventory rose to 4.4 months, and days to sell increased to 39. Mortgage rates eased to 6.11%. Regional sales and price trends varied, with some areas seeing gains and others declines. Pending sales surged 34.6%, suggesting a...

California's median single-family home price is $823,180, down about 2% from last year, with mortgage rates near 6% limiting buyer activity. Eleven counties have median prices over $1 million, including San Mateo at $2 million and Santa Clara at $1.8 million. The most affordable homes are in remote northern counties, with Lassen County lowest at $255,000. Prices vary widely across the...

California home sales fell to 256,550 in January, the lowest since May 2025, ↓ 1.3% yearly. The statewide median home price dropped to ~$823K, hitting a 23-month low, ↓ 3.2% MoM. Pending sales rose 34.6% MoM, signaling potential rebound as mortgage rates eased. Some counties like Mariposa, Trinity, and Tehama saw triple-digit yearly sales growth, while...

Slide 1 California’s factory-built homes might finally go mainstream in 2026. Slide 2 Off-site construction could cut building timelines 10–30%, even up to 50% under ideal conditions. Slide 3 Prefab panels and modules save 10–25% on materials and labor with assembly-line precision. Slide 4 Interest is booming: more developers are now...

Preparing financially before buying a home is crucial. Upfront costs include the down payment, which can be as low as 3-5% depending on the loan type, plus inspections, appraisal, and closing costs. Savings should cover these and monthly mortgage payments. Review your budget and calculate your debt-to-income ratio to ensure affordability. Maintain a good credit score by avoiding new credit and checking...